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Privacy Policy

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[Company Name] is committed to protecting your personal information in compliance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you interact with us, our websites, or our services.

What is Personal Information?

Under APP 1.3, personal information refers to any information or opinion about an identified individual or an individual who is reasonably identifiable. Examples include:

 

Name and contact details (e.g., address, email, phone number)

Financial details (e.g., payment or billing information)

Other information collected through interactions with us (e.g., feedback, inquiries)

If the information cannot identify you or make you reasonably identifiable, it is not considered personal information.

How We Collect Personal Information

As outlined in APP 3, we collect personal information only by lawful and fair means. This may occur when you:

  • Contact us via email, phone, or online forms

  • Register for services

  • Subscribe to newsletters or participate in surveys

  • Access our website (through cookies and tracking technologies)

The types of information we collect include:

  • Contact and identity details

  • Transaction and payment information

  • Browsing data (e.g., IP address, device details, cookies)

If we collect sensitive information (such as health or membership data), we will only do so with your consent or where required by law, as per APP 3.

Why We Collect Personal Information

In accordance with APP 5, we collect and use your personal information for purposes including:

  • Providing, managing, and improving our services

  • Responding to inquiries and maintaining communication

  • Processing payments and fulfilling transactions

  • Conducting surveys, research, or analytics

  • Marketing and promotional purposes, if you have opted in

You can opt out of marketing communications at any time by contacting us or using the unsubscribe option in our emails.

Disclosure of Personal Information

As specified in APP 6, we do not disclose personal information without your consent, except in the following scenarios:

  • To service providers assisting with IT, payments, or marketing

  • To comply with legal obligations or respond to lawful requests

  • To third parties as necessary to deliver our services

We take reasonable steps to ensure third parties comply with the APPs when handling your information.

How We Protect Your Information

In compliance with APP 11, we take reasonable steps to secure your personal information from misuse, loss, or unauthorised access, including:  

  • Using encryption and secure servers

  • Implementing access controls for authorised personnel only

  • Regularly reviewing and updating security measures

While we strive to protect your information, no method is 100% secure. We recommend using secure networks and strong passwords when interacting with us online.

Access and Correction of Personal Information

Under APP 12 and APP 13, you have the right to:

  • Request access to the personal information we hold about you

  • Request corrections to ensure the information is accurate, up-to-date, and complete

To make a request, contact us at [Insert Contact Email]. We will respond within a reasonable timeframe and may require proof of identity.

Cookies and Website Data

In line with APP 1.4, our website uses cookies to enhance user experience. Cookies collect data such as:

  • Browsing activity and preferences

  • IP addresses and device details

You can manage cookies via your browser settings. However, disabling cookies may affect website functionality.

Overseas Disclosure

In some cases, your personal information may be transferred to organisations outside Australia. In compliance with APP 8, we will ensure the recipient provides the same level of protection required under Australian privacy law or obtains your consent.

Updates to This Policy

This policy may be updated from time to time in accordance with APP 1.5. The latest version will always be available on our website. We recommend reviewing this policy periodically for updates.

Contact Us

If you have any questions, concerns, or complaints about our privacy practices, please contact us:

Email:

Website:

Phone:

For additional information, visit the Office of the Australian Information Commissioner (OAIC).

Privacy Policy

At Your Vision Finance Brokers, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

What Information Do We Collect And How Do We Use It?

We will ask you for personal information when we assist you with your finance.  We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).

 

We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.

We may also use your information internally to help us improve our services and help resolve any problems.

What If You Don't Provide Some Information To Us?

If you don’t provide us with full information, we can’t properly advise or assist you with your credit needs.

How Do We Hold And Protect Your Information

We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.

We hold the information we collect from you. In some cases, your file is archived and sent to an external data storage provider for a period of time. We only use storage providers located in Australia who are also regulated by the Privacy Act. We ensure that your information is safe. We maintain physical security over our paper and electronic data and premises by using locks and security systems.

Will We Disclose The Information We Collect To Anyone?

We do not sell, trade, or rent your personal information to others.

 

We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event.  However, we will do our best to ensure that they protect your information in the same way that we do.

We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

How Can You Check, Update or Change The Information We Are Holding

Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.

If you wish to access or correct your personal information please write to hello@yourvisionfb.com.au

 

We do not charge for receiving a request for access to personal information or for complying with a correction request.

Your Consent

By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

Tell Us What You Think

We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact hello@yourvisionfb.com.au

Complaints

Internal Dispute Resolution

If you do have a complaint, please let us know by email, because if we don’t know about it we can’t fix it. You may also contact us by email addressed to:

 

The Complaints Officer at, hello@yourvisionfb.com.au, please make sure you include as much information as you can.

You should explain the details of your complaint as clearly as you can. You must do this in writing. When we receive a complaint, we will attempt to resolve it promptly.

Contact Us

If you have any questions, concerns, or complaints about our privacy practices, please contact us:

Email: hello@yourvisionwealth.com.au

Website: yourvisionwealth.com.au

For additional information, visit the Office of the Australian Information Commissioner (OAIC).

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